Up to $8,000 could still be yours!

The 2008 tax deadline has passed, but you still have an opportunity to take advantage of an unprecedented offer. If you haven’t owned a home in 3 years—or never at all—you may still be eligible to receive a federal First-Time Homebuyer Tax Credit of up to $8,000 this year. Simply close on your new home before December 1st, 2009 and file an amendment to your 2008 return—you could receive your Tax Credit before the year ends!

Remember, not everyone’s situation is the same. Do your homework and consult with your tax professional to see if you will qualify.

~km 🙂

Beware of Foreclosure Rescue Scams – Help Is Free!

Beware of Foreclosure Rescue Scams – Help Is Free!

There is never a fee to get assistance or information about Making Home Affordable from your lender or a HUD-approved housing counselor.
Beware of any person or organization that asks you to pay a fee in exchange for housing counseling services or modification of a delinquent loan. Do not pay – walk away!

Beware of anyone who says they can “save” your home if you sign or transfer over the deed to your house. Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.

Never submit your mortgage payments to anyone other than your mortgage company without their approval.

The Obama Administration has launched a coordinated effort across federal and state government and the private sector to target mortgage loan modification fraud and foreclosure rescue scams that threaten to hurt American homeowners and prevent them from getting the help they need during these challenging times. Click here for more information.